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Car Loan - Tips Can Help Drive Smart Loan Deals
   
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Pickup Truck Accessories
No matter what make of pickup truck you own, chances are you want to change it from the way the factory supplied it. Whether you .....
Many new car buyers will appreciate the latest automotive trends expected to take shape in 2006 and beyond. A greater variety of downsized, fuel-efficient SUVs will be available. New vehicle safety features like tire pressure monitors will reach the market. And sales promotions like last summer?s employee discount campaign are expected to set the stage for year-round, no-haggle vehicle pricing. No matter what make of pickup truck you own, chances are you want to change it from the way the factory supplied it. Whether you .....
But a less-publicized automotive trend ? rising interest rates ? will make 0-percent car loans a rare breed in 2006. Increasingly, consumers will need to comparison shop for their car loans before they go to buy, just as they do for the vehicles themselves.
According to Bankrate.com, interest rates on new car loans rose steadily throughout 2005 and the pattern is expected to continue into 2006. The difference of just two percentage points on your APR can either save or cost you more than $1,400 over the life of a typical loan.
"Many consumers do not realize that they have other options for financing their car, outside of the dealership," said Brian Reed, vice president of Capital One Auto Finance. "There are some great options for consumers to finance their car on a direct basis, versus relying on the dealer to provide that service for you."
Extend The Life Of Your New Or Used Car
You don't think much about your car do you? Your car sits outside 24/7, 365 days a year in all extremes of weather. You routinely drive it at speeds that exceed 70 mph. You stop, .....
You don't think much about your car do you? Your car sits outside 24/7, 365 days a year in all extremes of weather. You routinely drive it at speeds that exceed 70 mph. You stop, .....
Because education is the key to getting the best deal when financing a car, Capital One Auto Finance offers prospective car buyers the following helpful tips:
Set a realistic budget. Choose a vehicle that won?t overextend you financially. A general rule of thumb is that no more than 15 percent to 20 percent of your total monthly budget should go toward all your car-related expenses.
Verify your credit record. Order a copy of your credit report to ensure it?s accurate and in good shape. Correct any errors before applying for a loan.
GMC To Launch All New Pick Ups Early
Published reports are indicating that General Motors will move up the production of their updated line of GMC and Chevrolet pick up trucks by three months with the new models making their debut in October .....
Published reports are indicating that General Motors will move up the production of their updated line of GMC and Chevrolet pick up trucks by three months with the new models making their debut in October .....
Comparison shop for loans. Check out credit unions, banks and online lenders to see what rates are available in the market, so that you know a competitive rate when you see one. Visit Web sites such as www.bankrate.com and www.capitaloneautofinance.com.
Arrive with financing in your pocket. Having approved, no-obligation financing in hand gives you a competitive advantage when you go to buy, giving you the power of a cash buyer. If the dealer offers a better loan rate, you can take it with no penalty.
Muscle Cars, Like Dinosaurs, Once Ruled The Earth
Detroit, or the world, has never produced an automobile that rivals the muscle cars of the 1960?s and early 1970?s. They were big, powerful and wonderfully unrefined. No one would call them sports car in the .....
Detroit, or the world, has never produced an automobile that rivals the muscle cars of the 1960?s and early 1970?s. They were big, powerful and wonderfully unrefined. No one would call them sports car in the .....
Approach your purchase as three transactions. It?s best to treat each part of the purchase separately: 1) financing; 2) trade-in; and 3) vehicle purchase. This will simplify the process and maximize your negotiating opportunities.
Match length of loan to expected length of ownership. Select your loan term based on how long you plan to own the vehicle. Buyers who take out longer-term loans can find themselves ?upside down? on their loan (owing more money on the car than it?s worth in trade).
Review your financing terms carefully. Make sure you know your interest rate, monthly payment, amount you are financing, the length of your loan and your trade-in value.
Driving On The Wrong Side Of The Road
On which side of the road do you drive? Depends if you're a Brit or an American.
If we go back far enough, some two thousand years ago, to the time when the Romans occupied Britain, we'll find a clue about driving habits back then. .....
On which side of the road do you drive? Depends if you're a Brit or an American.
If we go back far enough, some two thousand years ago, to the time when the Romans occupied Britain, we'll find a clue about driving habits back then. .....
?If car buyers would spend just a fraction of the time researching their auto loan as they do the latest features on their new car, they?d be surprised at how much money they could save,? said Reed of Capital One.